Let’s discuss the risk

Whether you have a new business opportunity, an appetite question or a general enquiry, our team would be pleased to hear from you. Gem works through selected retail and wholesale insurance brokers, providing direct access to experienced underwriters across commercial Liability and Professional Indemnity.

How can we help?

Discuss a risk

Have an Employers’ Liability, Public and Products Liability or Professional Indemnity risk to place? Send us an outline of the business, the cover required and any relevant supporting information. Our underwriting team will review the opportunity against Gem’s current appetite.

Risk Appetite Questions

Not sure whether a risk fits?
Contact us before preparing a full submission and we will help establish whether the opportunity is suitable for further consideration.

Broker and agency enquiries

Brokers interested in working with Gem can contact the team regarding agency applications, access to our products and general trading enquiries.

Send us an Enquiry

Please provide as much relevant information as possible so that we can direct your enquiry to the appropriate member of the team.

Name
Type of Enquiry:
Please provide as much relevant information as possible so that we can direct your enquiry to the appropriate member of the team.
I acknowledge that the information submitted will be handled in accordance with Gem Underwriting’s Privacy Policy.

Address

Fourth Floor, 37-39 Lime Street
London, EC3M 7AY
United Kingdom

Email

admin@gemuw.com

Important Information
Submitting an enquiry does not constitute acceptance of a risk or confirmation of insurance cover.
All risks are subject to underwriting review and acceptance. Cover is determined by the applicable policy wording, Schedule, endorsements, terms and conditions. Please do not submit sensitive personal or medical information unless it is specifically required and you are authorised to provide it.

At Gem Underwriting Agency Ltd, we're not just another insurance provider; we will become your trusted partner in navigating the complex world of insurance. Discover the Gem difference today.

Fourth Floor, 37-39 Lime Street, London, EC3M 7AY, United Kingdom

Legal

Gem Underwriting Agency Ltd is an Appointed Representative of Bannerman Rendell Limited who are authorised and regulated by the Financial Conduct Authority to conduct insurance distribution activities. Our registered number is 986425. You can check this by visiting www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768.

Policy

© 2026 Gem Underwriting Agency Ltd. All rights reserved.