Flexible. Agile. Experienced.
At Gem Underwriting Agency Ltd, we are redefining the world of insurance through our dynamic, flexible and agile approach to underwriting.
Competitive Cover for UK Business
Our core focus is on underwriting a discernible book of predominantly UK general third-party, products, and employers’ liability business. Our goal is simple: to remain consistently profitable throughout the market cycles.
Employers Liability
Public/Products Liability
Our Commitment to Excellence
Our aim and principles are simple: to create an account that we can be personally and professionally proud of. We aim to deliver a product that is a testament to our skills, dedication, and personal commitment to your insurance needs.
Experience Matters
A vastly experienced team in the Employers, Public and Products liability sectors of the UK market, with over 60 years of collective experience. Our team of proven and lead underwriters are capable of making instant informed, concise, and efficient decisions.
Building Lasting Relationships
Setting New Standards
We pride ourselves on our cutting-edge underwriting system, which has been built in partnership with Paracode. Our commitment to excellence means you can expect top-tier service every step of the way.
The Gem Difference
Are You Getting the Ultimate Service, Competitive Market Rates, and Expert Cover Advice?
News & Resources
We invite you to explore our blog, where we’ll share our knowledge and expertise, as well as share Gem company news, events, and insights into the liability insurance sector of the UK.
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Lifting Operations: The Hidden Liability Exposure on Almost Every Construction Site
Lifting operations are a routine operation on most construction sites at some point, and that is precisely why they remain one of the sector’s most underestimated risks. When lifts fail, the consequences are rarely minor. Falls from height, trapped loads, dropped...
Minimum and Deposit Premiums – Getting It Right Matters
In a market where wages, turnover, and costs are all on the rise, Minimum and Deposit (M&D) premiums have become one of the most important and most misunderstood parts of the underwriting process. Handled well, M&Ds protect everyone involved. Handled and...
Why Claims Management Matters – And Why Gem Does It Differently
In our last article, we made the case that prevention matters - risk management is at the heart of responsible underwriting. However, we also recognise that even with the best risk controls in place, accidents will still occur. And when they do, they’re the moment of...
At Gem Underwriting Agency Ltd, we're not just another insurance provider; we will become your trusted partner in navigating the complex world of insurance. Discover the Gem difference today.
Fourth Floor, 37-39 Lime Street, London, EC3M 7AY, United Kingdom
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Gem Underwriting Agency Ltd is an Appointed Representative of Bannerman Rendell Limited who are authorised and regulated by the Financial Conduct Authority to conduct insurance distribution activities. Our registered number is 986425. You can check this by visiting www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768.
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