Flexible. Agile. Experienced.
At Gem Underwriting Agency Ltd, we are redefining the world of insurance through our dynamic, flexible and agile approach to underwriting.
Competitive Cover for UK Business
Our core focus is on underwriting a discernible book of predominantly UK general third-party, products, and employers’ liability business. Our goal is simple: to remain consistently profitable throughout the market cycles.
Employers Liability
Public/Products Liability
Our Commitment to Excellence
Our aim and principles are simple: to create an account that we can be personally and professionally proud of. We aim to deliver a product that is a testament to our skills, dedication, and personal commitment to your insurance needs.
Experience Matters
A vastly experienced team in the Employers, Public and Products liability sectors of the UK market, with over 60 years of collective experience. Our team of proven and lead underwriters are capable of making instant informed, concise, and efficient decisions.
Building Lasting Relationships
Setting New Standards
We pride ourselves on our cutting-edge underwriting system, which has been built in partnership with Paracode. Our commitment to excellence means you can expect top-tier service every step of the way.
The Gem Difference
Are You Getting the Ultimate Service, Competitive Market Rates, and Expert Cover Advice?
News & Resources
We invite you to explore our blog, where we’ll share our knowledge and expertise, as well as share Gem company news, events, and insights into the liability insurance sector of the UK.
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Demolition Contractors: Are You Sure They’re Covered for What Comes Down?
Demolition may be the beginning of a construction project, but for insurers, it’s often where the most significant risks start. From tower blocks to terraced houses, controlled dismantling to emergency knockdowns - this is not a trade for the faint-hearted. At Gem...
Podcast: People in Insurance: Changing the Conversation
From Sweet Shops to Underwriting: Glenn Marshall on Building a Business That Sticks to What It Knows Glenn doesn’t love the limelight. So, when he agreed to record a podcast sharing his story, it was never going to be flashy. Just honest, grounded, and full of...
Asbestos. Why Liability Insurance Has Never Been More Critical
For many, the word conjures up images of a bygone industrial era. However, while its use was banned in the UK more than two decades ago, the impact of asbestos is far from a thing of the past. The reality is that asbestos still exists in over 1.5 million UK buildings,...
At Gem Underwriting Agency Ltd, we're not just another insurance provider; we will become your trusted partner in navigating the complex world of insurance. Discover the Gem difference today.
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Gem Underwriting Agency Ltd is an Appointed Representative of Bannerman Rendell Limited who are authorised and regulated by the Financial Conduct Authority to conduct insurance distribution activities. Our registered number is 986425. You can check this by visiting www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768.
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