Gem Underwriting Website Terms and Conditions

These terms and conditions (“Terms”) govern your use of the Gem Underwriting website (the “Website”). Please read these Terms carefully before using the Website. By accessing and using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Website.

1. Website Ownership and Use

a. The Gem Underwriting Website is owned and operated by Gem Underwriting Limited, a company registered in the United Kingdom with a registered office at 123 Minories, London EC3N 1NT, registered company number 986425.

b. Gem Underwriting grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for your personal or business purposes. You may not use the Website for any unlawful or unauthorised purpose.

2. Changes to Terms

Gem Underwriting reserves the right to modify, amend, or replace these Terms at any time without prior notice. It is your responsibility to review these Terms periodically for any changes. Your continued use of the Website after any modifications to the Terms constitutes acceptance of those changes.

3. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which can be found here. Please review this policy to understand how we collect, use, and protect your personal information.

4. Intellectual Property Rights

a. All content on the Website, including but not limited to text, graphics, logos, images, audio, and video, is the property of Gem Underwriting or its licensors and is protected by UK and international copyright laws.

b. You may not reproduce, distribute, modify, create derivative works from, or otherwise use any content from the Website without prior written permission from Gem Underwriting.

5. Disclaimers

a. The information provided on the Website is for general informational purposes only. Gem Underwriting makes no representations or warranties regarding the accuracy, completeness, or reliability of any information on the Website.

b. The use of the Website is at your own risk. Gem Underwriting disclaims any liability for any damages, losses, or claims arising out of or in connection with your use of the Website.

6. Links to Third-Party Websites

The Website may contain links to third-party websites that are not under the control of Gem Underwriting. Gem Underwriting is not responsible for the content of these websites and does not endorse or warrant their accuracy. Your use of third-party websites is at your own risk.

7. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from your use of the Website will be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Contact Information

If you have any questions or concerns about these Terms or the Gem Underwriting Website, please contact us.

9. Entire Agreement

These Terms constitute the entire agreement between you and Gem Underwriting regarding your use of the Website and supersede all prior agreements and understandings.